Chase Credit Cards Serivices Are Scum-Bags

“I got really sick a little while ago and I missed, ( by 2 days),  a few credit card payments. American Express was great about it but Chase bank is just as filthy and sleazy as you would expect them to be. They wanted me to send them photo copies of  my “proof of stay” at the hospital. I have had several Chase credit cards for over 4 years, (I got sucked into it in college), and I have NEVER missed a single payment. Here is a the letter I accompanied with the hospital documents. It’s much more toned down then my first draft,  (I still want them to take off the late charge ya know).

-Fred Face 5/3/09

Correspondence Department

Chase Credit Card Services

P.O. Box 15298

Willington, DE

19850-5298

To whom it may concern,

My name is (F.F.) and this is in regards to my Chase credit card ending in XXXX. I missed my payment a few days after the due date this month. I spent a few days in and out of the emergency room a couple days before my payment was due because of a really bad case of Contact Dermatitis. I usually pay my bill online the week before it is due. And that week leading up to the days I went to the E.R. was literally hell on earth. I didn’t sleep for 4 days leading up to the E.R. because of open sores and extreme itching sensation. I had missed that whole week of work also.

Now, with all that being said, I am extremely agitated that I have to write this letter and photo copy my medical records and buy a stamp and drive to the post office to mail out this pathetic plea to you. I have never missed a payment with you guys before and I have multiple accounts with Chase. I also missed my payments with my American Express cards and it was taken care of “professionally” over the phone like it should have, (and I was not taxed by them).

Now, with that being said, I don’t like being treated like some scam artist who has been waiting for years in good standing with my payments, to cook up some scheme about getting really sick just so I can pay my bill a few days late. Treating me like some adolescent kid whose dog ate his homework.

Now, with that being said, who are the one’s really pulling the scams here? After banks like Chase steal billions of dollars in bailout money from hard working American tax payers just like me, you guys raise your credit card APR rates on us. Not to mention the bailout money you received will be used to loan back to us with interest.

I’m pretty upset about all of the skepticism  place on my behalf when it should be place heavily on companies like Chase and all of the worker bees, (“you” who reading this), who keep their very questionable policies and procedures working like a well oiled menace of a machine.

I want to be contacted immediately upon your decision whether or not to credit my late charge.

With Lavishing Love,

F.F.